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Privacy Policy

This Privacy Policy governs the manner in which dealingwithdebts.org collects, uses, maintains and discloses information collected from users (each, a “User” or “You”) of this website (“Site”). This Privacy Policy applies to the Site and all products and services offered by dealingwithdebts.org.

  • We will respect your request to opt-out of promotional messages immediately.
  • We respect the privacy of our members and will aim to send only the most relevant messages.
  • Your data will be managed with your privacy in mind.
  • If your details have been added in error, please notify us and we will remove them immediately.
  • Please be aware that We send third party communications and promotions. Your details are never sold or passed on to these third parties without your express consent in the form of an opt in box.

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our Site, register on the Site, place an order, subscribe to a newsletter, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for name, email address and other details as appropriate depending on how you use the Site. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users’ means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use “cookies” to enhance User experience. The User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. You may choose to set your web browser to refuse cookies, or to alert You when cookies are being sent. If You do so, note that some parts of the Site may not function properly.

Information sharing and disclosure

We may share aggregated non-personal information with third parties outside of dealingwithdebts.org. We will not share personally identifiable information with third parties without your express consent in the form of an opt in tick box. For example, we may disclose how frequently the Users visit the Site on average or other demographic details about the membership database. We will release specific personal information about You if required to do so:

to comply with legal requirements or to respond to a subpoena, search warrant or other legal process, whether or not a response is required by applicable law;

to establish, enforce, exercise or protect dealingwithdebts.org’s rights or defend against legal claims; or
to protect the safety of members of the public and users of the service.

dealingwithdebts.org reserves the right to transfer personal information to a successor in interest that acquires rights to that information as a result of the sale of dealingwithdebts.org or substantially all of its assets to that successor in interest.

How we protect Your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorised access, alteration, disclosure or destruction of Your personal information, username, password, transaction information and data stored on our Site.

Third party websites and trademarks

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorised access, alteration, disclosure or destruction of Your personal information, username, password, transaction information and data stored on our Site.

Users may find advertising or other content on our Site and emails that link to the websites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these third-party websites or services, including their content and links, may be constantly changing. These websites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link from our Site, is subject to that website’s own terms and policies. dealingwithdebts.org is not affiliated with, sponsored by or endorsed by any of the third-party products or retailers mentioned on the Site. Trademarks, service marks and logos (including, without limitation, the individual names of products and retailers) are the property of their respective owners.

Confidentiality and security

Your registration data is password-protected so that only You and dealingwithdebts.org have access to this personal information. You may edit your registration data by using your password.

We limit access to personal information about You to employees who we believe reasonably need to come into contact with that information to provide products or services to You or in order to do their jobs.

We take steps to ensure that your information is treated securely and in accordance with our Terms of Service and this Privacy Policy.

Unfortunately, no data transmission over the Internet can be guaranteed secure. As a result, while we strive to protect your personal information, we cannot guarantee the security of any information you transmit to us or from our online products or services, and You use these services at your own risk.

How we use collected information

We collect and use Users’ personal information for the following purposes:

  • To personalise Users’ experiences
    We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
  • To improve our Site
    We continually strive to improve our Site offerings based on the information and feedback we receive from Users.
  • To improve customer service
    Your information helps us to more effectively respond to your customer service requests and support needs.
  • To send periodic emails
    The email address Users provide will only be used to respond to their inquiries and/or other requests or questions. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.
  • To offer targeted products and services
    When you complete a survey on the Site and respond affirmatively to questions about particular organisations/suppliers, You agree that dealingwithdebts.org may use the information You provide to send You information about promotions, offers, products and services about those organisations/suppliers and may supply your contact information and survey responses to those organisations/suppliers that may use them to contact you by mail, phone or email for an indefinite period or until you opt out from the named organisation/supplier. Some of these organisations/suppliers may be based overseas.

Advertising

Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognise your computer each time they send You an online advertisement to compile non-personal identification information about You or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy does not cover the use of cookies by any advertisers.

Google Adsense

Some of the ads may be served by Google. Google’s use of the Dynamic Advertising Reporting & Targeting (DART) cookie enables it to serve ads to Users based on their visit to our Site and other websites on the Internet. DART uses non-personally identifiable information and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at http://www.google.com/policies/technologies/ads/

Your acceptance

By using this Site, You signify your acceptance of this Privacy Policy and our Terms of Service. If You do not agree, please do not use our Site. We may update this Privacy Policy from time to time by publishing a new version on the Site. Your continued use of the Site following the posting of changes to this Privacy Policy will be deemed your acceptance of those changes.

For questions comments or concerns please contact [email protected]